15th September 2025 Reinstatement of the sum insured Other than Public Liability policies, there are policies that refer to a sum insured versus a limit of indemnity. When it comes to a sum insured under a policy, the Insurer/Underwriter should have an Automatic Reinstatement clause included. This means that at any... →

13th August 2025 By: Kobus van Niekerk Most short-term insurance policies are annual policies with a predetermined premium, which can be paid monthly. Historically, many Financial Service Providers (FSPs) have issued monthly renewable policies, i.e., month-to-month renewal with a set anniversary date. As a... →

7th May 2025 By: Kenneth Lourens Understanding Power Surges →

5th February 2025 By: George Jennings When flying an airplane, the pilot has no control over the tailwinds and the headwinds. The pilot’s control is to steer the aircraft safely through the prevailing conditions. The insurance industry is experiencing the winds of change. What are the challenges and how can we... →

2nd July 2024 George Jennings and Kobus van Niekerk are both senior underwriters at Consort Collectively, George and Kobus have 100+ years of experience in their insurance careers. Their experience ranges from corporate and commercial insurance underwriting, through to claims, personal lines, and some other... →

8th April 2024 by George Jennings & Kobus van Niekerk 1.Introduction to underinsurance →